Thank you for your interest in our Speakers Bureau.
D M Kennedy & Associates offers private workshops on several topics. All of our presentations are easy to understand and we use real life examples. We are available to speak to Social Clubs, Organizations, Nursing Homes,
ESTATE PLANNING, LIVING TRUSTS
and ESTATE PLANNING MAINTENANCE
This topic will provide an overview of what estate planning is, types of estate planning (probate, will or no will, revocable living trust) and how they work, what is included in an estate plan, having a living trust within your estate plan, and the importance of maintaining your estate plan on a regular basis. It also discusses estate taxes, durable power of attorney, health care powers, conservatorships and guardianships.
SOCIAL SECURITY, MEDICARE, and MEDICAID
You will learn about the basis of eligibility for Social Security Benefits, Supplemental Security Income (SSI), Social Security Disability Insurance (SSDI), Medicare and Medicaid. You can protect 50% to 100% of your assets for you and your loved ones and still qualify for Medicaid depending upon your health, marital status, and asset liquidity, even if you are currently in the nursing home.
This topic will provide information about conservatorships and guardianships, the impact of not having a sufficient durable power of attorney, health care powers, HIPAA waiver, and personal services contract. Additionally, the presentation will provide some basic understanding of Medicare and Medicaid, the basis of eligibility for both and the interaction between them. You will learn what a gift is, about the Medicaid look-back period, calculation of the penalty period, when the Medicaid penalty starts, and the importance of applying at the right time. You will also learn why thousands of families loose thousands of dollars because they do not have a basic understanding of Medicaid. Generally speaking you can save 50% of your assets even if you are unmarried and already in a nursing home, and up to 100% if you are not. Also learn what happens with your real estate and other assets as a result of the Medicaid Recovery Act following death. Ohio is even more aggressive than Michigan, even if you did a life estate or transfer on death deed, while these do not prevent your qualifying for Medicaid they are pulled back into your estate on death and recoverable against on death in Ohio.
SPECIAL NEEDS TRUST
and MEDICAID PAYBACK TRUSTS
This topic will provide an overview of how trusts can be used to protect your assets for a special needs individual without disqualifying them from government benefits. It will also cover how to protect the assets of a special needs individual and still allow the individual to qualify and receive Medicaid benefits.
CHARITABLE REMAINDER TRUSTS
and IRREVOCABLE TRUSTS
You will learn how giving to charity through a properly designed plan can generate significant income, and the estate and gift tax benefits. If correctly planned, charitable gifts would be fully deductible in the estate. By giving income to charity during life or assets to charity on death, estates would receive deductions for their full market value. The estate would not pay federal income or estate tax on the amount of the gift. There does not have to be a choice between benefiting your family or a charity, you can do both.